Dhito Loan

A “Dhito Loan” refers to a type of informal or community-based loan common in Nepal, particularly in rural areas. The term “Dhito” (धीतो) is used in the Nepali context to describe a small, short-term loan, often without formal paperwork or official procedures.

Join Us Today:

Take the first step toward securing your dream home or land with Western Saving and Credit Cooperative Ltd. We are here to support you in making your property dreams a reality with affordable loans and personalized service.

    Documents Required:

  • Proof of identity (e.g., Citizenship, Passport, or National ID)
  • Proof of residence (e.g., utility bills or lease agreement)
  • Recent passport-size photographs
  • Income verification (e.g., pay slips, bank statements, or tax returns)
  • Property documents (e.g., land title, sale agreement, or ownership certificate)
  • Any other documents as per the cooperative’s requirements

Visit our Office at Western Mall, Nepalgunj or contact our customer service team to get started. Our friendly staff will guide you through the process to get the loan quickly.

Apply for loan

         Now apply for a Normal Saving online, All you need to do is provide your details below application form.



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